6 Essential Money Moves for People with Variable Incomes

One of the thrills of being an entrepreneur — one that also goes along with jobs that pay commissions and bonuses — is the feeling that the sky is the limit on your potential earnings. But sometimes, it can feel like the income sky is falling. Although the flexibility and lifestyle balance can be great day-to-day benefits, it’s easy to get disoriented by the highs, lows and general unpredictability of

Banks criteria for giving you a loan

You must be prepared to demonstrate collateral, character, credit rating and capital before you approach a bank for a loan. The bank won’t tell you that they will use these five points to make a decision on whether or not they want to give you a loan. But you have to know what they are or they will simply decline your application. Collateral First the bank will look for collateral.